Rates • Savings Rates • Share Certificate Rates
The following rates are effective as of February 23, 2012.Rates illustrated below are the Annual Percentage Rates (APR).
Minimum deposit to open a share certificate (including IRA share certificates) is $500.| Term | Minimum Deposit | Rate | APY |
| 3 months | $500 |
0.54% | 0.54% |
$5,000 |
0.64% | 0.64% | |
| 6 months | $500 |
0.70% | 0.70% |
$5,000 |
0.80% | 0.80% | |
| 12 months | $500 |
0.98% | 0.98% |
$5,000 |
1.08% | 1.08% | |
| 18 months | $500 |
1.02% | 1.02% |
$5,000 |
1.12% | 1.12% | |
| 24 months | $500 |
1.27% | 1.28% |
$5,000 |
1.37% | 1.38% | |
| 36 months | $500 |
1.41% | 1.42% |
$5,000 |
1.51% | 1.52% | |
| 48 months | $500 |
1.45% | 1.46% |
$5,000 |
1.55% | 1.56% | |
| 60 months | $500 |
1.85% | 1.86% |
$5,000 |
1.95% | 1.96% |
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We may impose a penalty if you withdraw from your account before the maturity date. The penalty amount for all share certificate accounts is ninety (90) day's dividends.
The penalty is calculated as a forfeiture of part of the dividends that have been or would be earned on the account. It applies whether or not the dividends have been earned. If the account has not yet earned enough dividends or if the dividend has already been paid, the penalty will be deducted from the principal.
Rates are subject to change without notice. Please contact the credit union at 1-800-373-1059 or email us at loans@umethodist.com to confirm the current rate.
